Educate & Motivate

Strategies, teachings, and tips & tricks for anyone to reference as you’re clambering along this crazy thing we call “adulthood.”

Heather Stevens Heather Stevens

Private Equity and ABA

Private Equity has been dominating the field of Applied Behavior Analysis in recent years. What exactly is Private Equity? Why are people so against it? Let’s talk about it.

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Heather Stevens Heather Stevens

Divorced: A (financial) Tell-All

My divorce was simultaneously the hardest and best thing I’ve ever been through. Read this for details I’ve never shared …

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Heather Stevens Heather Stevens

Crucial Conversations Before Marriage

It can be scary to share credit scores, debt balances, and spending habits with your significant other… but that 50% stat is scarier. Talk about your money habits before you tie the knot and give yourself a better chance at beating the marital odds.

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Heather Stevens Heather Stevens

What is ABA?

Applied behavior analysis (ABA) is widely considered to be a gold-standard, evidence-based intervention for Autism that can improve functional status, behavior, and communication. But what does ABA have to do with Personal Finance?

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Heather Stevens Heather Stevens

Wedding Planning on a Budget

Wedding’s don’t have to put you in debt til you’re 60. Here are some budget-friendly wedding planning tips that just require a little bit of planning and creativity.

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Heather Stevens Heather Stevens

Investing for Beginners

Want to start investing but no idea where to start? Look no further! Here are some of the best easy-access tips I’ve heard for the beginner investor.

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Heather Stevens Heather Stevens

Happy New Year!

Happy New Year! Having trouble coming up with resolutions? Here are some financial goals to aim for in 2024.

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Heather Stevens Heather Stevens

How to Change Disruptive Money Habits

You know those spending habits you have that you wish you didn’t? How often you regret swiping your card after those first couple days of dopamine wear off? Let’s look at how psychology can help with that …

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Heather Stevens Heather Stevens

Enjoying the Holidays without Breaking the Bank

The holidays are right around the corner and with them… the season of overspending and holiday debt. Contrary to popular belief, though, there actually IS a way to maintain your financial health …

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Heather Stevens Heather Stevens

Marry the House, Date the Rate

Interest rates are higher than ever and it seems dumber than ever to buy a house. But is it? My conclusion might surprise you…

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Heather Stevens Heather Stevens

How to Keep Money in your Pocket through Charitable Donations

It’s the season of giving! Did you know your charitable donations can decrease your total taxable income, meaning you’ll pay less in taxes or get more in your tax return? Here’s just about everything you need to know about using charity to your financial benefit.

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Heather Stevens Heather Stevens

Calculating Your Retirement Needs

Today we’re talking about retirement and figuring out how much you'll actually need to retire comfortably. Retirement might seem like a distant horizon, but the sooner you crunch the numbers, the smoother your sail into those golden years will be.

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Heather Stevens Heather Stevens

Understanding Tax Brackets

Understanding how progressive taxation and tax brackets work isn't just academic; it impacts your real-world finances. Knowing your tax bracket can help you make informed decisions, like how much to withhold from your paycheck, or how to strategically plan deductions and credits.

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Heather Stevens Heather Stevens

Deferred Interest vs. 0% APR

Those credit cards with 12-18 month intro rates… what does it all mean? Are you stepping on a landmine? What’s the difference between 0% APR intro rate and deferred interest? Let’s dive in…

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Start your journey

Ready to tackle your finances and finally get rid of that pit in your stomach that comes up anytime money is mentioned?